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  1. NEW YORK----Fitch Ratings has downgraded the insurer financial strength ratings assigned to the life insurance subsidiaries of The Phoenix Companies, Inc. to 'A' from 'A+'. The Rating Outlook remains Negative.
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  3. WASHINGTON -- Banks tightened the spigots further on all sorts of lending, from home mortgages to credit cards and business loans, as the worst financial crisis in seven decades took a bigger toll on the economy.
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